TD Cash Back Visa

TD's basic no-fee cash back card.

No annual feeCash backVisa

Key Facts

Facts checked November 2026. Rates and fees can change.

The TD Cash Back Visa has no annual fee. It pays 1% on groceries, gas, transit, recurring bills and streaming, and 0.5% on everything else.

Does the TD Cash Back Visa have an annual fee?

No, it has no annual fee.

Can I use the TD Cash Back Visa at Costco?

Not in Costco warehouses. Costco in Canada only takes Mastercard (and debit), and this is a Visa.

How do I get extra cash back when I apply for the TD Cash Back Visa?

Apply through Great Canadian Rebates. It pays you a cash rebate when you're approved, on top of the welcome offer from the bank.

A no-fee card with 4% back on restaurants, bars and coffee.

A no-fee card for Scene+ points.

A no-fee Mastercard that pays cash back on everything you buy.