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Simplii Financial Cash Back Visa

Simplii Financial Cash Back Visa

A no-fee card with 4% back on restaurants, bars and coffee.

No annual feeCash backVisa

Where to Sign Up

Great Canadian Rebates and FinlyWealth pay you extra cash back on top of the card's own rewards.

These are referral links. I may earn a bonus if you sign up, at no cost to you.

Key Facts

Annual fee
$0
Restaurants, bars, coffee shops
4% (up to $5,000 a year)
Gas, groceries, drugstores, pre-authorized payments
1.5% (up to $15,000 a year)
Everything else
0.5%

Facts checked November 2026. Rates and fees can change.

The Simplii Cash Back Visa in Short

The Simplii Financial Cash Back Visa has no annual fee. It pays 4% back at restaurants, bars and coffee shops (on up to $5,000 a year), 1.5% on gas, groceries, drugstores and pre-authorized payments (on up to $15,000 a year), and 0.5% on everything else.

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Questions

Does the Simplii Financial Cash Back Visa have an annual fee?

No, it has no annual fee.

Can I use the Simplii Financial Cash Back Visa at Costco?

Not in Costco warehouses. Costco in Canada only takes Mastercard (and debit), and this is a Visa.

How do I get extra cash back when I apply for the Simplii Financial Cash Back Visa?

Apply through Great Canadian Rebates or FinlyWealth. They pay you a cash rebate when you're approved, on top of the welcome offer from the bank.

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