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Amex SimplyCash Card

Amex SimplyCash Card

Amex's no-fee cash back card.

No annual feeCash backAmex

Where to Sign Up

Great Canadian Rebates pays you extra cash back on top of the card's own rewards.

This is my referral link. I may earn a bonus if you sign up, at no cost to you.

Key Facts

Annual fee
$0
Gas and groceries
2% (up to $300 cash back a year)
Everything else
1.25%

Facts checked November 2026. Rates and fees can change.

The Amex SimplyCash in Short

The Amex SimplyCash Card has no annual fee. It pays 2% cash back on gas and groceries in Canada, up to $300 cash back a year, and 1.25% on everything else.

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Questions

Does the Amex SimplyCash Card have an annual fee?

No, it has no annual fee.

Can I use the Amex SimplyCash Card at Costco?

Not in Costco warehouses. Costco in Canada only takes Mastercard (and debit), and this is an Amex.

How do I get extra cash back when I apply for the Amex SimplyCash Card?

Apply through Great Canadian Rebates. It pays you a cash rebate when you're approved, on top of the welcome offer from the bank.

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