The Simplii Financial in Short
Simplii Financial is an online bank owned by CIBC. Its chequing account has no monthly fee.

A no-fee online bank from CIBC.
Open your account with my referral link. When you meet Simplii's direct deposit requirements, we both get a cash bonus.
This is my referral link. I may earn a bonus if you sign up, at no cost to you.
Facts checked November 2026. Rates and fees can change.
Simplii Financial is an online bank owned by CIBC. Its chequing account has no monthly fee.