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Scotia Momentum Visa Infinite

Scotia Momentum Visa Infinite

4% on groceries, bills and subscriptions.

Cash backVisa

Where to Sign Up

Great Canadian Rebates and FinlyWealth pay you extra cash back on top of the card's own rewards.

These are referral links. I may earn a bonus if you sign up, at no cost to you.

Key Facts

Annual fee
$120
Groceries, recurring bills, subscriptions
4%
Gas and transit
2%
Everything else
1%
Income needed
$60K personal or $100K household

Facts checked November 2026. Rates and fees can change.

The Scotia Momentum Visa Infinite in Short

The Scotia Momentum Visa Infinite costs $120 a year. It pays 4% cash back on groceries, recurring bills and subscriptions, 2% on gas and transit, and 1% on everything else. You need an income of $60K, or $100K for your household.

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Questions

Does the Scotia Momentum Visa Infinite have an annual fee?

Yes. Annual fee: $120.

What income do I need for the Scotia Momentum Visa Infinite?

$60K personal or $100K household.

Can I use the Scotia Momentum Visa Infinite at Costco?

Not in Costco warehouses. Costco in Canada only takes Mastercard (and debit), and this is a Visa.

How do I get extra cash back when I apply for the Scotia Momentum Visa Infinite?

Apply through Great Canadian Rebates or FinlyWealth. They pay you a cash rebate when you're approved, on top of the welcome offer from the bank.

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