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PC World Mastercard

PC World Mastercard

A no-fee card for PC Optimum points at Loblaw stores.

No annual feePC OptimumMastercard

Where to Sign Up

Great Canadian Rebates pays you extra cash back on top of the card's own rewards.

This is my referral link. I may earn a bonus if you sign up, at no cost to you.

Key Facts

Annual fee
$0
Loblaw grocery stores
20 points per $1
Shoppers Drug Mart
35 points per $1
Esso and Mobil
At least 30 points per litre
Everything else
10 points per $1
Income needed
$60K personal

Facts checked November 2026. Rates and fees can change.

The PC World Mastercard in Short

The PC World Mastercard has no annual fee and earns PC Optimum points: 20 points per $1 at Loblaw grocery stores, 35 at Shoppers Drug Mart, at least 30 points per litre at Esso and Mobil, and 10 points per $1 everywhere else. 10,000 points are worth $10. You need an income of $60K.

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Questions

Does the PC World Mastercard have an annual fee?

No, it has no annual fee.

What income do I need for the PC World Mastercard?

$60K personal.

Can I use the PC World Mastercard at Costco?

Yes. Costco warehouses in Canada take Mastercard.

How do I get extra cash back when I apply for the PC World Mastercard?

Apply through Great Canadian Rebates. It pays you a cash rebate when you're approved, on top of the welcome offer from the bank.

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