MBNA Rewards World Elite Mastercard

5x points on groceries, restaurants, subscriptions and utilities.

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Key Facts

Annual fee: $120
Groceries, restaurants, digital media, memberships, utilities: 5 points per $1
Everything else: 1 point per $1
Birthday bonus: 10% of the points you earned
Income needed: $80K personal or $150K household

Facts checked November 2026. Rates and fees can change.

The MBNA Rewards World Elite in Short

The MBNA Rewards World Elite Mastercard costs $120 a year. It earns 5 points per $1 on groceries, restaurants, digital media, memberships and household utilities, and 1 point everywhere else, plus a 10% birthday bonus on the points you earned. You need an income of $80K, or $150K for your household.

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Questions

Does the MBNA Rewards World Elite Mastercard have an annual fee?

Yes. Annual fee: $120.

What income do I need for the MBNA Rewards World Elite Mastercard?

$80K personal or $150K household.

Can I use the MBNA Rewards World Elite Mastercard at Costco?

Yes. Costco warehouses in Canada take Mastercard.

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