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The Best Travel Credit Cards in Canada

These are the five travel cards from my video, in the order I ranked them, from #5 to #1. I ranked them on what they're worth year after year, not on the welcome bonus.

  1. #5
    RBC Avion Visa Infinite

    RBC Avion Visa Infinite

    RBC's travel points card.

    Annual fee: $120

    • Travel: 1.25 points per $1
    • Everything else: 1 point per $1
    Facts and sign-up links →
  2. #4
    TD Aeroplan Visa Infinite

    TD Aeroplan Visa Infinite

    Aeroplan points on a Visa, with a free checked bag on Air Canada.

    Annual fee: $139

    • Gas, EV charging, groceries, Air Canada: 1.5 points per $1
    • Everything else: 1 point per $1
    Facts and sign-up links →
  3. #3
    Scotiabank Passport Visa Infinite

    Scotiabank Passport Visa Infinite

    A travel card with no foreign exchange fee and lounge passes.

    Annual fee: $150

    • Sobeys, Safeway, IGA and more: 3 points per $1
    • Other groceries, dining, entertainment, transit: 2 points per $1
    • Everything else: 1 point per $1
    Facts and sign-up links →
  4. #2
    Scotiabank Gold American Express

    Scotiabank Gold American Express

    High Scene+ points on food, with no foreign exchange fee.

    Annual fee: $120

    • Sobeys, Safeway, FreshCo and more: 6 points per $1
    • Dining, food delivery, other groceries, entertainment: 5 points per $1
    • Gas, transit, streaming: 3 points per $1
    Facts and sign-up links →
  5. #1
    American Express Cobalt Card

    American Express Cobalt Card

    5x points on groceries, restaurants and food delivery.

    Fee: $15.99 a month

    • Groceries, restaurants, food delivery: 5x points (up to 12,500 points a month)
    • Streaming: 3x points
    • Gas, transit, rideshare: 2x points
    Facts and sign-up links →

Side by Side

CardAnnual feeNetworkIncome needed
RBC Avion Visa Infinite$120Visa$60K personal or $100K household
TD Aeroplan Visa Infinite$139Visa$60K personal or $100K household
Scotiabank Passport$150Visa$60K personal or $100K household
Scotiabank Gold Amex$120AmexNot listed
Amex Cobalt$15.99 a monthAmexNot listed

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